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Cameron Perry leads the team at Perry Finance, an award-winning boutique advisory firm for property investors and business owners.

Getting pre-approval when applying for a home loan is not a pre-requisite, but it does have a hat-trick of key benefits for anyone looking to buy a home.

Businesses in Australia are increasingly turning to asset finance as a way to grow and expand by making it easier to get their hands on crucial equipment and assets like vehicles, plant and machinery.

Equity is defined as the difference between the current value of your home and how much you still owe on it, and it can be the difference maker in allowing prospective investors to buy a second property.

The long-suffering building construction industry might finally find it easier to maintain a profit with lower construction costs providing hope for the future.

While some mortgage borrowers may be hoping the appointment of a new Reserve Bank governor may mean a new approach for interest rates, there’s one main driver that makes this scenario unlikely for now and that’s higher wages.